If you have had the misfortune of being badly hurt in an accident the last thing you want to do is run around insurance agencies. We like to think that because the premium has been paid in time, they will honor insurance claims in time too. However, often enough, this is not the case. In such cases, it is best to hire the services of a personal injury lawyer. A personal injury lawyer provides legal services for people who have been injured as a result of someone else’s negligence. Some situations when it is beneficial to have a personal injury lawyer in your corner are:
When You’ve Suffered Serious Injuries
It is much easier to calculate compensation for slight injuries as compared to severe injuries. You don’t always need a lawyer to settle claims of small amounts. This is because compensation is calculated by summing up your expenses on hospital bills, medication etc. In the case of a severe injury, the time span for recovery increases and thus calculating the total amount due to you can be a little difficult. Also, while insurance agencies do not mind paying up small amounts, they may make you run around in circles for larger amounts. Thus, it’s always better to have someone who understands the law and its nitty gritty on your side.
When an Accident Has Left You Permanently Disabled
Many bad accidents result in physically disabling a person or disfiguring them. This may be temporary and span a few years or be permanent. In such cases, merely collecting hospital bills is not enough to file a claim. After all, you will have to pay medical bills for the rest of your life. In the future you may also need to undergo follow up surgeries and therapies. Hence, to understand how to calculate the amount of your claim, you will need a lawyer’s assistance. They will take into account not only the amount you have already spent but also your approximate expenditure in the future, earnings you will lose etc.
When Your Injury is Because of Medical Malpractice
Sometimes, even doctors and hospitals can make mistakes. However, this could leave you with a very serious problem. When it comes to understanding how to file a claim for medical malpractice, you need to understand a number of legal and medical terms. Instead of wading through these yourself, it is always better to find a personal injury lawyer who specializes in such cases.
When Exposure to Toxins Has Made You Ill
Sometimes you fall sick because of eating the wrong food. This is in your control. However, if you fall sick because of drinking contaminated water or breathing in toxic air, you can’t really do much. In such cases, who do you hold responsible? Even when you do find out who is responsible for polluting your air and water, proving it in court can be quite difficult. You will need tons of scientific proof and other types of data to prove that your sickness was a result of their negligence. These are cases you should never try to deal with on your own. Instead, get an expert to you out from this site.
When the Insurance Company Acts Up
Whether you have a small claim or a large one, sometimes, insurance agencies can simply refuse to pay you the money due. They may not say ‘no’ but they will bury you with paperwork and find legal loop holes to reduce your claim. In such cases, it’s better to hire a lawyer. Yes, you may get a little less than what you expected because you will have to pay the lawyer’s fees as well but it’s much better than getting nothing.
When Liability is Disputed
Often, it can be difficult to prove the other person’s negligence. It may also be such that the insurance agency believes that both parties are to blame. In such cases, if you don’t have a good lawyer, you will most likely lose your claim. An attorney who specializes in accident cases can help you prove your case.
Not hiring a lawyer just to save on their fees is being penny wise and pound foolish. Having a good lawyer by your side will ensure that you not only get the correct amount that you are due but will also make it easier for you to get that money. This is because lawyers have a better understanding of how to go about filing a claim and the paperwork that accompanies it. However, just because the process is said to become faster, do not believe that your claim will be paid up overnight. You will still need to be patient and wait for the law to run its course. Hence, it is important to work with someone you trust and someone you are comfortable with.